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Qira : Make your move without breaking the bank

Our members are qualified renters who eliminate the cost and hassle of security deposits and move-in costs. Housing providers lease with confidence they can take to the bank.

Better NOI for owners

Achieve higher occupancy from a larger pool of qualified applicants

Friction-free tech

Approval in seconds means leasing with confidence without slowing down

Real security, really

Insurance policies offer uncertain coverage while we pay cash

Simplified on and offboarding

Instantaneous move-in and one click claims and move-out

Say goodbye to risk

We are data technologists making moving easier.

Housing providers deserve peace of mind. Renters prefer financial flexibility. Qira delivers both by paying the security deposit after confirming that renters are a good fit.

We think outside the box

Qualify regardless of FICO score or nationality

Credit scores like FICO are not designed for housing. Yet, most landlords and deposit insurers require a good FICO score. Instead, we qualify members based on confirmed income streams and payment history, not credit scores that ignore what really matters.

Assurance, not insurance

Choose a real alternative

Our members pay as little as $12/month and we provide a full cash deposit and double the coverage for damages to the property.

Secure digital enrollment and payouts

Instant response, no hidden fees

Open banking unlocks the strength of today's renter. By connecting their online bank account, current and future residents qualify for flexible payment terms to cover move-in costs, rent and insurance. Meanwhile housing providers are better able to assess the financial profile of their residents.

Sound familiar?

I'm moving from overseas

I have no credit

I just graduated

I split rent with roommates

I want a mid-lease loan

I could use my security deposit back now

Why property owners love us

Our innovative rental finance platform helps you manage risk, cut losses, gain insights into your portfolio and earn revenue - all in one place

We make renting faster, more transparent and more affordable for great tenants - with no awkward calls for help with a security deposit to family and friends. Members are still accountable for damages at the end of their tenancy, but are able to move in quickly without having to wait for a security deposit.

  • Enjoy a marketing advantage without lowering standards
  • Unlock the hidden potential of your assets
  • Understand the full picture of your renter profiles
  • Offer easy on-boarding
  • Minimize risk
  • Never miss opportunities

Why tenants love us

Pay $0 deposit, enroll online within minutes

Free up hard-earned cash from security deposits and spend it on things you actually want

  • Replace your security deposit with a small fee
  • Get approved in as little as 8 seconds
  • International applicants welcome
  • No FICO minimum, no loan officers

Who is Qira?

Who is Qira?

We are data technologists who recognize that today's renter deserves financial flexibility and fewer obstacles for housing choices. Meanwhile housing providers collect $63 billion in deposits in the United States that do not offer good security.

Our founding team are experienced fintech innovators and disrupters. We have offices in New York City and Tel Aviv.

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